Manufacturer’s Programs

Kia’s special financing program offers flexible rates, payment terms, and loan options designed to help meet the needs of customers who are not buying through a traditional lender. Kia has designed amazing low rate programs to help you own a new Kia and rebuild your credit at the same time. We offer competitive special automotive financing rates for credit challenged customers in Canada with rates as low as 3.69% on select models.

We have financing solutions available* even if:

• You have never had an Auto loan;


• You have a history of late payments;


• You have been bankrupt;


• You have not been discharged from your bankruptcy;


• You have had an application refused by a financial institution;


• You are involved with a trustee regarding a proposal to settle your debts with creditors; or



• You have a credit score of 649 or Lower

To explore your financing options and Kia’s credit approval process*, Visit your local dealership today or click here to Request a Quote.

Kia Canada welcomes the opportunity to assist individuals who require adaptive aid to drive a Kia vehicle by providing up to $750 towards the purchase and installation of specialty equipment on your Kia vehicle.

To qualify, the customer must provide original documentation from a licensed medical professional in the customer’s province of residence, clearly detailing the customer’s existing permanent disability.

Up to $750 can be used towards the purchase and installation of specialty equipment on Kia vehicles intended for use by passengers with special needs. Some conditions apply, please see your dealer for complete details

As a tribute to the men and women of the Canadian Forces, Kia Canada is proud to offer a $500 towards the purchase or lease of a new Kia vehicle.

Customers may be active (or reserve) member of the Canadian army, navy, or air force or inactive (retiree) personnel to qualify.

Military I.D. must be provided as proof.

Military Cadets and RCMP do not qualify for this program.

Limit of one benefit per customer.

Offer can only be transferred within the same household.

$500 can be used to reduce the selling price of the vehicle (before taxes). The applicant must meet the required terms and conditions. Some conditions apply, please see your dealer for complete details.

Are you a first time car buyer? It has never been easier to drive a brand new Kia, thanks to the First Time Vehicle Buyer Program. Car buyers with no prior finance history can take advantage of a $500 credit towards the purchase of their new vehicle. Some restrictions apply. See your local Kia dealer for full details.

The First Time Vehicle Buyer Program offer is available on approved credit through the First Time Buyer program to eligible retail customers who finance on select new Rio, Forte, or Soul (excluding Soul EV). Eligible purchase finance customers will receive a credit in the amount of five hundred dollars towards the purchase of their new vehicle. Some conditions apply. Offer cannot be combined with the $500 Grad Program.

Electric vehicles (EVs) are eligible for up to $5,000 in federal incentives.

Plug-in hybrid electric vehicles (PHEVs) are eligible for up to $2,500.

The Kia models eligible for the federal incentive are the Niro PHEV, Niro EV and Soul EV.

And to show our appreciation, we are pleased to offer current customers our 1% Loyalty Rate Reduction towards the lease or finance of all models.

Eligibility:

• Current Kia vehicle must be properly registered and licensed for at least the past 90 days. Offer eligibility will be verified and determined by Kia in its discretion.



• Offer is transferable within same household

Program Overview:

• All new and unregistered models are eligible.



• Qualifying loyalty customers will receive a 1% reduction off finance or lease rates currently available. Under no circumstances can rates be reduced to below 0% APR.